What if feeling bad with money has less to do with your finances and more to do with what you believe about yourself?
After years of debt, earning too little, and struggling to get by, money coach Michelle Malawer spent a decade rebuilding her financial life. Today, she helps women break free from money shame, recognize their own worth, and find the confidence to ask for what they need.
Michelle’s message?
You don't have to change everything at once to change your life.
Inside This Conversation:
- Why financial confidence isn't always connected to income
- How family beliefs influence our relationship with money
- Why women struggle to ask for what they want and need
- How personal loss can reshape our priorities
- Why self-compassion matters when changing old habits
- How small steps help us build confidence and self-trust
The Now You’re Talking Moment
You can change your relationship with money by changing how you see yourself.
Michelle reminds us that the beliefs we've carried through life don't have to define our future. When we begin trusting ourselves, speaking up, and making choices that reflect our values, we start becoming the person we want to be.
And that change doesn't happen overnight. It begins with one small step.
Your Conversation Starter
What did you learn about money growing up, and how does that belief influence your decisions today?
Bring this question to your next conversation. You might discover that what you learned about money has shaped much more than your finances.
About Michelle Malawer
Michelle Malawer is a money coach who helps women feel confident, capable, and empowered in their financial lives. Drawing from her own experiences with debt and financial uncertainty, along with her professional background in financial services, Michelle helps women make intentional decisions, rebuild self-trust, and use money in ways that reflect their values.
Connect with Michelle
LinkedIn: https://www.linkedin.com/in/michellemalawer
Meet the Host: Adrienne Giffen
Adrienne Giffen believes that every meaningful conversation begins with a question. As the creator of Seven Steps Back to You, she helps women uncover the reasons behind their choices, reconnect with what matters most, and move forward with greater clarity and intention.
Connect with Adrienne:
LinkedIn: https://www.linkedin.com/in/adriennegiffen/
Website: https://www.adriennegiffen.com/
Now You’re Talking® Game: https://nowyouretalkinggame.com/
YouTube: https://www.youtube.com/@NowYoureTalkingPodcast
Instagram:
Adrienne Giffen: https://www.instagram.com/adriennegiffen/
Now You’re Talking®: https://www.instagram.com/nowyouretalkinggame/
Spark Conversations That Surprise You
Every podcast episode includes a question from the Now You’re Talking® game designed to spark meaningful conversations and deeper connection.
🎲 Explore the Now You’re Talking® conversation board game (currently available in the USA): https://www.adriennegiffen.com/buy-game
Conversation builds connection. Join the Conversation for fresh ways to laugh, reflect, and connect. Join the Conversation: https://www.adriennegiffen.com/join/
Start Talking Today
Download: 5 Questions to Spark Real Conversations
https://www.adriennegiffen.com/game/start-talking-today/
Subscribe for more conversations that matter.
Now You're Talking is proud to be on the High Vibe Podcast Network. Check out Adrienne’s Gift in the Vault https://highvibepodcastnetwork.com/gifts
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